Articles Posted in Life Insurance Disputes

What are my options if my Florida life insurance claim is denied or delayed?

Millions of dollars in Florida life insurance claims go unpaid every year as a result of improper denials of claims. When a claim is made for life insurance benefits in Florida, one of the first things the life insurance company typically does is look for a reason not to pay. This is a horrible way to treat policy owners and their beneficiaries who have been paying premiums for benefits often for decades.

elderly 1What types of life insurance claims have you been able to recover?

A recent report revealed that life insurance companies may owe billions of dollars in unclaimed life insurance benefits. NBC even reported that 1 in 600 people may be owed life insurance money. If you were contacted by a life insurance company recently about a life insurance policy and have questions, please feel free to contact my office for a free consultation at 800-337-7755.

Florida unclaimed funds

Unclaimed life insurance benefits may have been turned over to the State of Florida. Check the Florida unclaimed funds website to see if you may have unclaimed money. If so, we can help collect the money. Often, an estate needs to be opened to get the state to release the money. Our Probate department can help with that process.

If you made a life insurance claim in Florida that is being denied or delayed, you may need to find the best life insurance attorney in Florida for your case. When trying to find the top life insurance attorney, there are some things that you should consider.

How does the life insurance attorney get paid?life insurance couple

One of the misconceptions that people have when their life insurance claim is denied, is that they can’t do anything about it. Some of the top floor like insurance attorneys get it on a contingency fee, which means you do not have to pay them any money at all out-of-pocket. The only get paid if they recover money for you on the policy.

As a Life Insurance Dispute Lawyer, I’ve handled many cases where a life insurance company fails to pay life insurance proceeds when they should.

Why would a life insurance company not pay benefits?
Life insurance companies have no problem accepting premiums. In fact, many times they don’t even investigate or review your background before accepting your money. When the insured person dies, the insurance company may contest the payment. Some reasons for not paying benefits timely include:
– Life insurance premiums were not received timely
– The life insurance company is still investigating the claim
– There was a misrepresentation on the life insurance application
– There is a dispute over who the proper beneficiary is
– The life insurance company is waiting on proof of death
– Proper claim forms were not completed
– There were errors or omissions in the coverage
While there may be other reasons for non-payment of a life insurance claim, these are the most common.

What can I do if the life insurance company denied payment of benefits?

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